Thirty-one years ago I entered the mortgage industry because I couldn’t find anyone competent enough to do the loans for the investment properties I was purchasing. My own experience as a home buyer has given me the perspective, I need to understand the anxiety associated with the home loan process and I am committed to making every transaction an enjoyable, positive experience.

Over the years, I have seen all the many changes to my industry and have had to constantly keep current on programs, guidelines and technology in order to offer my clients the very best in options, rates and customer service. I have been the recipient of many awards for both production volume and for quality of work from the Federal Housing Administration, the investors I have sold loans to, and the companies for whom I have worked. My business is 100% referral based. In fact, if you are reading this, then it is likely that you too have been personally referred to me by a Realtor, CPA, attorney, financial planner or a satisfied client. I look at each mortgage transaction as an opportunity to create a raving fan client for life. This is not just another loan to me, it is the start of a professional relationship that I hope will last years and generate many referrals because of how happy and satisfied you will be.